I’m a postgraduate student, can I receive any help to pay my tuition fees?

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Yes. Postgraduate loans and professional and career development loans are available to you.

Postgraduate loans

The Government pays postgraduate loans to help cover the costs of your course. For a Masters course, you can apply for a non-means tested Postgraduate Masters Loan of up to £10,609. For a PhD course, you can borrow up to £25,000 as a Postgraduate Doctoral Loan.

Find out more about postgraduate loans.

Criteria and details:

  • These loans are only available to those under 60 years of age.  
  • You are eligible only if you are studying the full course. For example, a full Masters course typically involves 180 credits.
  • Masters and PhD courses may be taught, research or distance learning courses across all disciplines.
  • Students studying part-time postgraduate courses at a minimum of 50% intensity of full-time study will also be eligible.
  • Masters and PhD loans are available to EU students who have been a resident in the EU for at least three years prior to the course start date.
  • Postgraduate loans are not available to international students.
  • The income repayment threshold of £21,000 will be frozen until 2021.
  • Normally borrowers will be liable to repay the loan from the April after completion of the course.
  • Repayments will be made concurrently alongside any outstanding undergraduate student loan repayments.
  • Borrowers are charged interest at RPI+3%.
  • Any outstanding postgraduate loan will be written off after 30 years from the date at which the interest started accruing.
  • If you already hold a postgraduate Masters qualification, you will not be eligible for the Masters loan. Similarly, if you already hold a doctoral degree or equivalent, you will not be eligible for the Postgraduate Doctoral Loan.

For further information and to apply, visit the gov.uk website. 


Professional and career development loans (PCDLs)

PCDLs allow you to borrow between £300 and £10,000 to help you pay for your course and training. The bank loans are offered at a reduced interest rate and the government pays the interest while you’re studying.

Find out more about professional and career development loans.